Finding the right home at the right price is just one aspect of a real estate transaction. Century21 Hughes-Riggs Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 8568166995 if your needs include a professional REALTOR® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain basic fees accompanying closing the sale of a house. These costs are commonly split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New Jersey to help lead you through the deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: When buying a property in Gloucester County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not surprised when you reach closing time. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
32 N Main St MULLICA HILL, NJ 08062-9408
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